Державний Ощадний Банк України АТ (Украина)

The State Savings Bank of Ukraine AT, located in Kyiv, is a key bank in Ukraine that provides services to micro, small, and medium-sized businesses (MSMEs). The bank offers accessible credit resources through national and partnership programs, including the "Affordable Loans 5-7-9%" and portfolio guarantees. Since the start of the conflict in Ukraine, the bank has focused on ensuring stable and uninterrupted operations at all levels, including branches, ATMs, mobile applications, chatbots, contact centers, and terminal networks. The bank has gained the trust of the people, maintaining reliability even during the war. It has the most extensive branch network among all Ukrainian banks, with 1,183 branches, 2,790 ATMs, and 2,555 self-service terminals. The majority of the bank's services are available 24/7 through the "Mobile Oshchad" application. Oshchadbank is a participant in the Power Banking network, which provides banking services, such as cash withdrawals, payments, transfers, and currency exchange, even during prolonged power outages. The bank is actively involved in supporting MSMEs, offering preferential credit products for business relocation and participation in the Export Credit Agency's credit insurance program. Oshchadbank collaborates with international partners to support the recovery and development of Ukraine's economy. The bank has recently participated in a grant initiative funded by the German government to support Ukrainian