The banking reports of EMIS Insights analyse the sector in terms of performance, lending and deposit volumes, and financial status of the population. Focal points include the dynamics, volumes and rates of deposits and loans for households and the non-financial corporate sector. The health of the banking sector, measured by liquidity risk and ratio of non-performing and bad loans among others, is a major issue in emerging markets, so we dedicate a portion of the report to it, as well.
Each report contains in-depth analysis of the sector’s importance for the country’s economy, detailed statistics and infographics. The report includes executive summary, sector and subsector overviews, competitive and regulatory environment, as well as thorough company profiles of the top market players.
The banks, which represent 81% of the Turkish financial system by assets, are vital to the financial stability in the country. The local non-bank financial market is underdeveloped and the institutions operating in the segment are small, when ...READ MORE
The Hungarian financial sector has significant potential for catching up with regional and EU development levels. The total loan-to-GDP ratio of credit institutions amounted to 50.9% in 2015. The financial sector (banking and insurance) generated 2 ...READ MORE
Indonesia is home to a well-capitalised but fragmented banking sector with obvious market leaders. A total of 116 commercial and more than 1,800 rural banks operated in the country in 2016. Indonesia’s four state banks accounted for some 55% of ...READ MORE
Russia’s banking industry expanded at a robust pace in the 2000-2014 period, with assets growing at an average of 30.2% a year. The industry, however, suffered a serious blow in 2015-2016, when the economy entered a recession triggered by low ...READ MORE
The Philippine economy has expanded rapidly in recent years, with GDP growth reaching 6.9% y/y in 2016. The country’s banking sector is at an early stage of development, with consumer saving and borrowing still largely conducted through the ...READ MORE
The banking sector in Malaysia accounted for 4.7% of GDP in 2016, boasting assets worth 198.8% of GDP and a workforce equivalent to 3% of the total employed workers in the country in 2016. The sector was home to 27 commercial, 11 investment, and 18 ...READ MORE
In 2012-2016, loans and deposits in Argentinean banks grew at CAGRs of 28.7% and 33.8%, respectively. In 2016 alone, the sector’s deposit base expanded by 45.2% y/y, its strongest growth in the last five years, while the banks’ loan ...READ MORE
As in any developed or emerging market, financial intermediation in Romania represents an important generator of wealth and stability for the whole economy. With net assets of credit institutions amounting to 51.9% of the GDP, the financial sector ...READ MORE
Thailand’s economic growth has slowed down in recent years, with GDP growing by 3.2% y/y in 2016. Since 2010, Thai consumers have become increasingly leveraged with the household debt-to-GDP ratio reaching 79.9% by 2016. The challenging ...READ MORE
Poland’s banking sector is well capitalised and non-volatile, relying mostly on traditional products. Even though Poland remains significantly underbanked compared to the EU average, the country's banking sector plays a very important role for ...READ MORE