Indonesia Banking Sector Report 2018/2019

Bank penetration in Indonesia is low by international standards, with banking assets and loans accounting for 55% and 35%, respectively, of the country’s GDP in 2017. A total of 115 commercial and 1,615 rural banks were operational in the country in 2017 with commercial banking dominating the sector, accounting for 88.3% of total assets. Despite the plethora of small and large privately-owned lenders, the four state-owned banks have a significant presence. They collectively provided 38% of gross loans in 2017 and operated 56% of overall bank offices. The Indonesian banking system has high liquidity and capital levels, which should absorb potential NPL losses. Alongside conventional lenders and Islamic banks, financial services in the country are provided by multi-finance companies, pawnshops and fintech start-ups.  

This report provides a complete and detailed analysis of the banking sector for Indonesia. EMIS Insights presents in-depth business intelligence in a standard format across countries and regions, providing a balanced mix between analysis and data.

What this report allows you to do:

• Understand the key elements at play in the banking sector in [country name]
• Access forecasts for growth in the sector
• View key data on assets, liquidity and profitability in the sector in [country name].
• Crystallise the forces both driving and restraining this sector in [country name]
• Build a complete perspective on the trends around deposits, loans and interest rates in [country name]
• Ascertain [country name]’s position in the global sector
• Assess market share by bank
• Understand the competitive landscape and who the major players are
• View M&A activity and major deals
• Gain an understanding of the regulatory environment for the sector in [country name]
• Build a clear picture of trends and issues for sub-sectors (consumer finance, mortgage lending and deposits).

See below for a complete table of report contents: