Poland Banking Sector Report 2021-2025An EMIS Insights Industry Report
EMIS is an ISI Emerging Markets Group Company Date: June 2021
Available in: English
The Polish banking sector is one of the most developed in Central and Eastern Europe (CEE), but it still lags the level of development in Western Europe. At the end of 2020, the banking sector’s assets were worth 101.7% of GDP, which was considerably above the 89% average from the previous five years. During the COVID-19 pandemic in 2020, assets grew robustly by 17.8% y/y to PLN 2.4tn (with nominal GDP up by 1.3% y/y). This growth was mostly funded by strong non-financial sector deposits, which increased by 13% y/y to PLN 1.4bn, while lending was subdued, with non-financial sector receivables up by 1% y/y to PLN 1.1tn. The banking system has remained stable, well-capitalised and liquid. The total capital adequacy ratio rose to 21% in 2020, but the impaired loans ratio worsened somewhat to 6.9%.
This report provides a complete and detailed analysis of the banking sector for Poland. EMIS Insights presents in-depth business intelligence in a standard format across countries and regions, providing a balanced mix between analysis and data.
What this report allows you to do:
- Understand the key elements at play in the banking sector in Poland
- Access forecasts for growth in the sector
- View key data on assets, liquidity and profitability in the sector in Poland
- Crystallise the forces both driving and restraining this sector in Poland
- Build a complete perspective on the trends around deposits, loans and interest rates in Poland
- Ascertain Poland’s position in the global sector
- Assess market share by bank
- Understand the competitive landscape and who the major players are
- View M&A activity and major deals
- Gain an understanding of the regulatory environment for the sector in Poland
- Build a clear picture of trends and issues for sub-sectors (consumer finance, mortgage lending and deposits).
See below for a complete table of report contents: