Romania Banking Sector Report 2019-2020An EMIS Insights Industry Report
EMIS is an ISI Emerging Markets Group Company Date: December 2019
Available in: English
Accounting for 3% of total GVA of the economy in 2018, the financial intermediation and insurance sector in Romania is still underdeveloped by EU standards (4.8% for the EU28). The banking sector, which represents about 75% of the financial system, has recuperated in recent years after a period of stagnation following the financial crisis. In 2018 the net assets of the sector grew swiftly by 5.5% y/y, although still behind nominal GDP growth. The robust economic growth supported acceleration in lending activity, with loans to the private sector growing by 8% y/y, and a sustained solid increase in private sector deposits, up by 9% y/y. The liquidity of the system remained high, as financial stability was further enhanced by another year of improvement in the ratio of non-performing loans (NPL) to 4.96% and good capital adequacy, the total capital ratio standing at 20.7% at end-2018.
This report provides a complete and detailed analysis of the banking sector for Romania. EMIS Insights presents in-depth business intelligence in a standard format across countries and regions, providing a balanced mix between analysis and data.
What this report allows you to do:
- Understand the key elements at play in the banking sector in Romania
- Access forecasts for growth in the sector
- View key data on assets, liquidity and profitability in the sector in Romania
- Crystallise the forces both driving and restraining this sector in Romania
- Build a complete perspective on the trends around deposits, loans and interest rates in Romania
- Ascertain Romania’s position in the global sector
- Assess market share by bank
- Understand the competitive landscape and who the major players are
- View M&A activity and major deals
- Gain an understanding of the regulatory environment for the sector in Romania
- Build a clear picture of trends and issues for sub-sectors (consumer finance, mortgage lending and deposits).
See below for a complete table of report contents: