Araratbank Ojsc (Armenia)

ARARATBANK OJSC (the Bank) is an opened joint-stock bank, which was incorporated in the Republic of Armenia in 2005. The Bank is regulated by the legislation of RA and it is the legal successor of (Haykap Bank) LLC. The Bank conducts its business under license number 4, granted on September 20, 1991, by the Central Bank of Armenia. The Bank accepts deposits from the public and extends credit, exchanges currencies and provides other banking services to its commercial and retail customers. Its main office is in Yerevan and it has 47 branches in different regions of Armenia and Nagorniy Karabakh.
The Bank is organised on the basis of three main business segments:
1) Retail banking, representing private banking services, private customer current accounts, savings, deposits, investment savings products, custody, credit and debit cards, consumer loans and mortgages.
2) Corporate banking, representing direct debit facilities, current accounts, deposits, overdrafts, loan and other credit facilities, foreign currency and derivative products.
3) Investment banking, representing financial instruments trading, structured financing, corporate leasing, and merger and acquisitions advice.