Stoneco Ltd. (Brazil)

The company is primarily involved in providing financial technology solutions to customers and integrated partners to conduct e-commerce transparently across store, online, and mobile channels, which includes integration with cloud-based technology platforms, offering services for accepting various forms of electronic payment, automating point-of-sale business processes, and working capital solutions. The company goes to market and empowers its customers to conduct commerce more effectively using its Stone business model, which the company believes offers its customers a range of new capabilities and a differentiated experience compared to its competitors. Advanced and comprehensive cloud-based technology platform - The company has developed its fully integrated and comprehensive Stone technology platform to offer seamless omnichannel capabilities for in-store, e-commerce, and mobile commerce. The advanced nature of its platform allows us to make traditionally complex and complicated tasks simpler and easier to use, which the company believes provides us with significant competitive and operational advantages. Differentiated, hyperlocal, and integrated distribution - The company's distribution model was created to address key gaps that the company believes exist in the Brazilian market.