NovaCredit S.A operates in the automotive finance sector, specializing in vehicle financing for lightweight and semi-heavy vehicles for both private and commercial purposes. The company claims to have expanded its services to major cities across Ecuador, including Quito, Guayaquil, Machala, Manta, Ibarra, and Loja. NovaCredit S.A provides an approval process via its website and chatbot, along with vehicle insurance options during the financing term.

Headquarters
Av 12 de Abril, Oficinas Impaqto Bldg. , Floor 2
Cuenca; Azuay;

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Website: http://novacredit.com.ec

Basic Information

Total Employees:

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Registered Capital:

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Financial Auditors:

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Incorporation Date:

April 10, 2012

Key Executives

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President

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General Manager

Ownership Details

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90%

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10%

Company Performance

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Key Financial Highlights

Annual growth percentages for latest two years in local currency USD. Absolute financial data is included in the purchased report.

Net sales revenue

15.83%▲

Total operating revenue

12.84%▲

Operating Profit/Loss (EBIT)

-0.54%▼

EBITDA

-0.67%▼

Net Profit/Loss for the Period

0.43%▲

Total Assets

30.75%▲

Total Equity

19.39%▲

Operating Profit Margin (ROS)

-6.92%▼

Net Profit Margin

-3.39%▼

Return on Equity (ROE)

-2.55%▼

Debt/Equity

40.75%▲

Quick Ratio

0.05%▲

Cash Ratio

-0.01%▼

Novacredit S.A. (Ecuador)

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