Financiera Independencia, S.A.B. DE C.V. Sofom (Mexico)

Financiera Independencia, S.A.B. de C.V., SOFOM E.N.R., founded in 1993 and headquartered in Mexico City, is a publicly traded non-bank financial institution specializing in microfinance lending to underserved and low-income populations in Mexico and the United States. The company operates under the legal framework of a Sociedad Financiera de Objeto Múltiple (SOFOM) and is listed on the Mexican Stock Exchange (BMV: FINDEP). Its core business activities include offering personal loans, group lending, and insurance products to individuals such as self-employed workers, mothers, informal sector employees, and freelancers. Key products include CrediInmediato, Credipopular, CrediMama, CrediConstruye, CrediSeguro, and Mas Nómina. As of 2025, the company serves over 282,000 active customers through 344 branches and has a loan portfolio exceeding MXN $8 billion. Its subsidiaries include Apoyo Financiero Inc., Apoyo Económico Familiar, Finsol Vida, and Servicios Corporativos AEF, which extend its reach into the U.S. Hispanic market and rural Mexico. The company is led by Eduardo Bernhart Messmacher Henríquez, CEO since 2016, and employs over 4,300 people.