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Guardian Micro Life Insurance Ltd. (Nepal)

Main Activities: Direct Life Insurance Carriers
Full name: Guardian Micro Life Insurance Ltd. Profile Updated: June 19, 2025
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The principal activities of the Company are to provide various Micro life insurance products services with digital platform through its province offices, branches, sub-branches, and network of agents.
Our Vision and Mission :
At Guardian micro-life Insurance, our goal is to make insurance more accessible and affordable by removing obstacles. We achieve this by creating customized solutions for both individuals and communities in need. We believe in empowering our customers financially, so they can manage risks and secure their future against unexpected events. Our vision and mission are the pillars of our company. We strive to offer the best insurance solutions to our customers and achieve this with the utmost honesty, innovation, and excellence. We are committed to protecting the financial futures of Nepali families, and we believe that by collaborating, we can build a brighter tomorrow for all.
History:
2022 : The Company incorporated on 26th December 2022.
2023 : The Company d operated as Micro Life Insurance Company after obtaining license on 10th April 2023.
2023 : The Company has commenced its business from 7th July 2023 .
2025 : The Company listed on Nepal Stock Exchange on 6 February 2025.

Headquarters
Biratnagar Municipality, Munalpath Morang
Biratnagar; Koshi;

Contact Details: Purchase the Guardian Micro Life Insurance Ltd. report to view the information.

Website: http://www.gmli.com.np

Basic Information
Financial Auditors:
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Incorporation Date:
December 28, 2025
Key Executives
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Chairman
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Chief Executive Officer
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Vice Chief Executive Officer
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Vice Managing Director
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Director/Member of the Board
Company Performance
Financial values in the chart are available after Guardian Micro Life Insurance Ltd. report is purchased.
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Key Financial Highlights
Annual growth percentages for latest two years in local currency NPR. Absolute financial data is included in the purchased report.
Net insurance premium revenue
119.45%
Operating profit (EBIT)
0.63%
Net Profit (Loss) for the Period
33.68%
Total assets
91.11%
Receivables
1455.08%
Total equity
49.43%
Net Premiums Earned Trend
-3676.08%
Net Profit Trend
-3598.71%
Return on Equity (ROE)
-0.11%
Loss Ratio
-24.78%
Underwriting Expenses Ratio
0.1%

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