Quinto Fideicomiso de Bonos de Prestamos Hipotecarios (Panama)

Quinto Fideicomiso de Bonos de Prestamos Hipotecarios is a company located in Panama City. It specializes in the origination and administration of mortgage loans. The company has a proven ability to securitize its mortgage loans according to its needs, in order to mitigate risks. Quinto Fideicomiso de Bonos de Prestamos Hipotecarios has established itself as a leader in the mortgage market due to its competitive mortgage loan programs and its ability to serve customers quickly, easily, and reliably. In Colombia, the company is expanding its operations and aims to become a major player in the mortgage market. Currently, the company generates approximately 7 to 8 billion Colombian Pesos per month in active originations. Quinto Fideicomiso de Bonos de Prestamos Hipotecarios also offers personal loans exclusively to its mortgage customers. The company finances customers who choose their homes from a variety of projects and ensures that no more than 5% of the total loan portfolio is allocated to any one promoter or project. Additionally, the company does not provide financing for projects in which its shareholders or directors have a direct or indirect interest, nor does it provide financing for housing construction. The requirements for mortgage loans are strict but fair, with customers needing to demonstrate employment stability, good credit references, and an available percentage of approximately 30% of their income for loan repayment. Quinto Fideicomiso de Bonos de Prestamos Hipotecarios is committed to its corporate mission of helping individuals achieve homeownership and improving the quality of life for tens of thousands of Latin Americans through its mortgage products.