Me M05 Sp. z o.o. (Poland)

Me M05 Sp. z o.o. is a Polish company based in Zlotow operating primarily in multi-category retail trade, with a core focus on retail sale of electrical household appliances and consumer electronics, complemented by DIY items, hardware, sporting goods and automotive-related products. The company also conducts financial intermediation activities, including monetary intermediation, credit granting and support of insurance and pension-related services, which indicates a business model combining retail of durable consumer goods with consumer financing and insurance products at the point of sale. Me M05 Sp. z o.o. operates mainly in Poland and is ultimately owned by Terg S.A., a large Polish retail group. It leverages group-wide procurement and logistics, distributing a wide portfolio of third-party brands rather than developing its own. Strategically, the company focuses on regional retail development, profitability optimization, cross-selling of financial services and competitive pricing supported by the group's scale.