Polski Standard Platnosci S.A. (Poland)

Polish Payment Standard S.A. is the operator and developer of the BLIK mobile payment system, providing a bank-integrated payment method embedded in participating banks mobile applications. Core solutions include one-time six-digit code payments for e-commerce and in-store transactions at terminals, cash withdrawals and deposits at ATMs without a card, and person-to-person transfers addressed to a phone number. The offer for merchants and payment ecosystem partners includes online payment acceptance, in-store acceptance, and technical and operational support for implementation, distributed through cooperation with payment platforms and acquiring banks. The company develops additional consumer propositions such as deferred payment functionality and security-related services supporting digital payments. Geographic reach is primarily Poland, with a strategic focus on strengthening the domestic payment standard and expanding international acceptance over time. Key brands and assets include the BLIK brand as a nationwide payment standard embedded in major Polish banks and widely accepted across retail, e-commerce and ATM infrastructure. Strategic positioning is based on convenience, speed, security and deep integration with the Polish banking sector.