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Profi Credit Polska S.A. (Poland)

Main Activities: Other Activities Related to Credit Intermediation
Secondary Activities: Sales Financing | All Other Nondepository Credit Intermediation | Other Insurance Related Activities | Third Party Administration of Insurance and Pension Funds | Lessors of Real Estate | Offices of Lawyers | Management of Companies and Enterprises | Telephone Call Centers | Credit Bureaus
Full name: Profi Credit Polska S.A. Profile Updated: January 03, 2026
Buy our report for this company USD 29.95 Most recent financial data: 2024 Available in: English & Polish Download a sample report

Profi Credit Polska S.A. provides non-bank consumer credit services in Poland, focusing on installment-based loan products and related customer service capabilities delivered through digital and advisor-supported channels. The core offering includes consumer loans available via online application and telephone-based decisioning processes, with a customer journey designed around limited formalities, rapid preliminary credit assessment and disbursement to bank accounts following a positive credit decision. In addition to the core lending proposition, the company also commercializes ancillary service packages positioned for customers, including private medical packages and language-learning packages offered through its platform and associated sales channels. Geographic scope is Poland for the operating entity, while the company is part of an international finance group structure with multi-country presence supporting cross-market know-how and platform development. Key brands and assets include the PROFI CREDIT brand, the online application environment, customer self-service zone (client portal) and an advisor network enabling hybrid acquisition and service. Strategic focus and positioning emphasize long-term sustainable growth within consumer finance, optimization of the sales network, expansion of alternative distribution channels and ongoing digital strategy execution to increase accessibility and operational scalability in the Polish non-bank lending market.

Headquarters
Ul. Wilenska 14/2C
Warsaw; Mazowieckie; Postal Code: 03-414

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Website: http://www.proficredit.pl

Basic Information
Total Employees:
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Registered Capital:
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Financial Auditors:
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Incorporation Date:
July 29, 2014
Key Executives
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Vice President
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Management Board Member
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Management Board Member
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Supervisory Board Member
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Supervisory Board Member
Ownership Details
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100%
Company Performance
Financial values in the chart are available after Profi Credit Polska S.A. report is purchased.
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Key Financial Highlights
Annual growth percentages for latest two years in local currency PLN. Absolute financial data is included in the purchased report.
Net sales revenue
58.95%
Total operating revenue
59.29%
Operating profit (EBIT)
90.43%
EBITDA
89.27%
Net Profit (Loss) for the Period
28.09%
Total Assets
22.43%
Total Equity
42.75%
Operating Profit Margin (ROS)
10.55%
Net Profit Margin
-12.97%
Return on Equity (ROE)
-3.42%
Quick Ratio
0.92%
Cash Ratio
0.23%

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