Santander Towarzystwo Funduszy Inwestycyjnych S.A. (Poland)

Santander Towarzystwo Funduszy Inwestycyjnych S.A. is a company located in Poznan, Poland. With 25 years of experience in the investment fund market, the company manages assets worth over 15 billion PLN. It has gained the trust of nearly 195,000 clients. Santander TFI has extensive experience in creating and managing Employee Pension Programs since 2001, as well as Individual Retirement Accounts since 2004. The value of assets accumulated in IKE managed by Santander TFI is nearly 380 million PLN. The company boasts one of the largest and most experienced management teams in the Polish market, including an investment director, seven managers, five analysts, and four dealers. The team also includes 11 investment advisors and eight individuals who have obtained the prestigious Chartered Financial Analyst (CFA) certification. The company provides analysis and recommendations for stocks and bonds. Their team of analysts conducts fundamental analysis of companies based on macro and microeconomic factors, competitive advantages, financial situations, and valuation of company value to prepare recommendations. They focus on selecting well-managed companies undervalued by the market. The company also analyzes the credibility of corporate bond issuers in the context of the offered interest rates. The investment committee approves investment recommendations and makes directional decisions regarding managed portfolios. The fund managers make decisions regarding the allocation of individual investments in the portfolios. The dealing team is responsible for buying or selling securities to adjust portfolios according to the models prepared by the managers. The company also monitors various risks, such as liquidity, credit, and concentration risks, at the level of financial instruments and fund portfolios. They react to situations that increase risk and implement corrective actions.