Brazil Banking Sector Report 2021/2025

The effects of the COVID-19 pandemic influenced the performance of Brazil’s economy in 2020; the banking sector was no exception, reporting a drop in profitability with return on equity down 3.1pp as of September 2020 compared to December 2019. Brazil enjoyed a tepid 3.8% GDP growth in real terms from 2016 to 2019, which was halted by the worldwide health contingency. According to the November 2020 forecast by the IMF, Brazil’s GDP will contract by 5.8% y/y in 2020. As of September 2020, the Central Bank has continued to loosen the country’s monetary policy, setting the SELIC rate at 2% pa and helping to increase demand for loans. Non-financial corporation (NFC) loans have been the highlight of credit growth in 2020 with an increase of 15.6% from end-2019 to September 2020. Spreads, on the other hand, have been on a downward trend. Even as the Central Bank lowered passive interests, active interests dropped rapidly by 4.5 pp from end-2019 to Q3 2020.?

This report provides a complete and detailed analysis of the banking sector for Brazil. EMIS Insights presents in-depth business intelligence in a standard format across countries and regions, providing a balanced mix between analysis and data.

The report also includes a separate chapter with 5-year forecasts for the main sectoral and macroeconomic indicators, delivered in the form of both time series and analytical commentaries.

What this report allows you to do:

• Understand the key elements at play in the banking sector in Brazil
• Access forecasts for growth in the sector
• View key data on assets, liquidity and profitability in the sector in Brazil.
• Crystallise the forces both driving and restraining this sector in Brazil
• Build a complete perspective on the trends around deposits, loans and interest rates in Brazil
• Ascertain Brazil’s position in the global sector
• Assess market share by bank
• Understand the competitive landscape and who the major players are
• View M&A activity and major deals
• Gain an understanding of the regulatory environment for the sector in Brazil
• Build a clear picture of trends and issues for sub-sectors (consumer finance, mortgage lending and deposits).

See below for a complete table of report contents: