Brazil Fintech Sector Report 2025 2nd Quarter

The Brazilian fintech ecosystem has proved to be highly adaptable despite a challenging economic scenario. The sector has recorded substantial expansion in both its customer base and product innovation, with a particular emphasis on serving small and medium-sized enterprises. The reliance on proprietary capital for funding has grown, and the majority of fintech firms are channelling investments into new technologies, especially artificial intelligence. By March 2025, 334 fintechs were operating under the supervision of the central bank, formally incorporated into the National Financial System (SFN). These firms are required to comply with regulatory thresholds covering transaction volumes, capital, equity, and other financial metrics. Credit fintechs made up a large share of the sector, reaching 151 by the March 2025, 21 more than the previous year. This segment comprised 139 Direct Credit Companies (SCDs) and 12 peer-to-peer lending platforms (SEPs). In addition, the number of payment processing fintechs rose to 183, representing a sharp increase of 55 compared with the prior year.

This report provides a complete and detailed analysis of the "Fintech" sector for Brazil. EMIS Insights presents in-depth business intelligence in a standard format across countries and regions, providing a balanced mix between analysis and data.

What this report allows you to do:

• Understand the key elements at play in the "Fintech" sector in Brazil
• Crystallise the forces both driving and restraining this sector in Brazil
• Ascertain Brazil’s position in the global sector
• Build a complete perspective on sector trade, investment and employment
• Understand the competitive landscape and who the major players are
• View M&A activity and major deals
• Gain an understanding of the regulatory environment for the sector in Brazil.
• Build a clear picture of trends, output and consumption for specific sub-sectors