Brazil Fintech Sector Report 2025 4th Quarter

Brazil's fintech ecosystem has entered a phase of maturity in which mergers and partnerships have become increasingly common strategic tools. The combination of greater interoperability, the emergence of new business models, and more seamless experiences for users and firms has reinforced the country's position as a benchmark in the development of a more open and competitive financial system. Brazil has also consolidated its status as the world's leading Open Finance market, reaching a record 128mn active consents in 2025. According to the State of Open Finance - Brazil & World report by Sensedia and Let's Money, released in January 2026, the country ranks ahead of 78 regulated markets in this field. At the same time, the rollout of Pix has streamlined payments and personal financial transactions, supported the creation of small businesses, and stimulated innovation across the sector.

This report provides a complete and detailed analysis of the "Fintech" sector for Brazil. EMIS Insights presents in-depth business intelligence in a standard format across countries and regions, providing a balanced mix between analysis and data.

What this report allows you to do:

• Understand the key elements at play in the "Fintech" sector in Brazil
• Crystallise the forces both driving and restraining this sector in Brazil
• Ascertain Brazil’s position in the global sector
• Build a complete perspective on sector trade, investment and employment
• Understand the competitive landscape and who the major players are
• View M&A activity and major deals
• Gain an understanding of the regulatory environment for the sector in Brazil.
• Build a clear picture of trends, output and consumption for specific sub-sectors