Latin America Banking Sector Report 2025-2026

Economic activity in Latin America has shown signs of recovery during 2024 and 2025. According to the International Monetary Fund's updated World Economic Outlook released in January 2026, regional GDP is now projected to grow by 2.4% in 2025, slightly higher than the 2% forecast in April 2025 and the 2.2% forecast in October. This upward revision reflects several factors, including lower-than-expected tariff measures in the US and a modest improvement in global financial conditions. Inflation, meanwhile, has been stabilising, albeit with significant variation across countries. In 2024, price pressures continued to ease, helped by lower international commodity prices and domestic policies aimed at containing inflation. While this moderation provides scope for a less restrictive monetary policy, global uncertainty and fiscal pressures in certain economies continue to limit the potential for deeper interest rate cuts.

This report provides a complete and detailed analysis of the "Banking and insurance" sector for South America. EMIS Insights presents in-depth business intelligence in a standard format across countries and regions, providing a balanced mix between analysis and data.

What this report allows you to do:

• Understand the key elements at play in the "Banking and insurance" sector in South America
• Crystallise the forces both driving and restraining this sector in South America
• Ascertain South America’s position in the global sector
• Build a complete perspective on sector trade, investment and employment
• Understand the competitive landscape and who the major players are
• View M&A activity and major deals
• Gain an understanding of the regulatory environment for the sector in South America.
• Build a clear picture of trends, output and consumption for specific sub-sectors