China Banking Sector Report 2019 1st Quarter

The banking sector in China continued its steady growth in Q4 2018. The total assets of the sector reached RMB 268,240bn, rising by 6.3% y/y or 1.5% q/q. City commercial banks experienced the fastest expansion with assets increasing by 8.3% y/y or 3.8% q/q to RMB 34,346bn at end-2018. The sector generated RMB 3,027 in new loans during the quarter, which was 27.9% higher y/y. As a result, the balance of loans registered a 2.1% quarterly growth to RMB 141,752bn. The NPL ratio stood at 1.83% - a level that has been maintained throughout 2018, indicating efficient asset quality management. As for the source of funds, outstanding of total deposits largely unchanged at RMB 177,523bn compared with Q3 2018; however, RMB 1,560bn new personal deposits were saved during Q4, representing an astonishing 12 times increase. Pulled up by the household side, the balance of saving deposits saw 11.1% y/y and 2.2% q/q improvements and totalled RMB 72,169bn at the end of 2018.  

This report provides a complete and detailed analysis of the banking sector for China. EMIS Insights presents in-depth business intelligence in a standard format across countries and regions, providing a balanced mix between analysis and data.

What this report allows you to do:

• Understand the key elements at play in the banking sector in China
• Access forecasts for growth in the sector
• View key data on assets, liquidity and profitability in the sector in China
• Crystallise the forces both driving and restraining this sector in China
• Build a complete perspective on the trends around deposits, loans and interest rates in China
• Ascertain China’s position in the global sector
• Assess market share by bank
• Understand the competitive landscape and who the major players are
• View M&A activity and major deals
• Gain an understanding of the regulatory environment for the sector in China
• Build a clear picture of trends and issues for sub-sectors (consumer finance, mortgage lending and deposits).

See below for a complete table of report contents: