Indonesia Banking Sector Report 2024-2025

Indonesia's financial sector contributed 3.3% to the country's gross domestic product (GDP) in 2022, according to figures provided by the National Statistics Office. When compared to its Southeast Asian counterparts, the sector is underpenetrated, as evidenced by the banking asset- and loan-to-GDP ratios, which were 58% and 33%, respectively. These ratios are below those of regional peers Myanmar, the Philippines, India, and Vietnam. Based on current price valuations, total deposits within the banking system accounted for about 42% of Indonesia's GDP. Despite facing challenges from the COVID-19 pandemic, the Indonesian banking sector has demonstrated remarkable resilience. Many banks within the country have managed to sustain operations and pursue expansion and innovation. This adaptability is reflected in the sector's strong profitability ratios. Furthermore, overall risk levels have remained relatively low, partly due to the sector's robust capitalisation, indicating a healthy buffer against potential financial shocks.

This report provides a complete and detailed analysis of the "Banking" sector for Indonesia. EMIS Insights presents in-depth business intelligence in a standard format across countries and regions, providing a balanced mix between analysis and data.

What this report allows you to do:

• Understand the key elements at play in the "Banking" sector in Indonesia
• Crystallise the forces both driving and restraining this sector in Indonesia
• Ascertain Indonesia’s position in the global sector
• Build a complete perspective on sector trade, investment and employment
• Understand the competitive landscape and who the major players are
• View M&A activity and major deals
• Gain an understanding of the regulatory environment for the sector in Indonesia.
• Build a clear picture of trends, output and consumption for specific sub-sectors