Indonesia Banking Sector Report 2025-2026

Indonesia's banking sector continued to expand at a rapid pace in 2023, supported by strong economic growth. Lending activity remained robust for a second year in a row, rising in double-digits on the back of strong demand from both the corporate and household sectors. The Indonesian banking sector has shown notable resilience over the past few years. Banks have managed to sustain operations while pursuing growth and innovation, a testament to the sector's adaptability. This resilience is further reflected in strong profitability ratios and relatively low risk levels. Robust capitalisation across the sector has also provided a buffer against potential financial shocks, underscoring its stability.

This report provides a complete and detailed analysis of the "Banking and insurance" sector for Indonesia. EMIS Insights presents in-depth business intelligence in a standard format across countries and regions, providing a balanced mix between analysis and data.

What this report allows you to do:

• Understand the key elements at play in the "Banking and insurance" sector in Indonesia
• Crystallise the forces both driving and restraining this sector in Indonesia
• Ascertain Indonesia’s position in the global sector
• Build a complete perspective on sector trade, investment and employment
• Understand the competitive landscape and who the major players are
• View M&A activity and major deals
• Gain an understanding of the regulatory environment for the sector in Indonesia.
• Build a clear picture of trends, output and consumption for specific sub-sectors