India Insurance H1 FY2025 Half-Annual Review

There were substantial changes in India's insurance sector between October 2024 and February 2025. The Insurance Regulatory and Development Authority of India (IRDAI) has issued a series of important regulatory updates. The regulator initiated the implementation of new surrender value norms, which had been anticipated for several years. The IRDAI also informed the market of its intention to implement India's risk-based capital regulatory framework, ensuring that Indian insurance regulations are consistent with international standards. The IRDAI has designated 2025 as the year of implementation. Meanwhile, the government has also unveiled a new draft bill to reform India's insurance laws, enabling 100% FDI in the sector for the first time.

This report provides a complete and detailed analysis of the "Banking and insurance" sector for India. EMIS Insights presents in-depth business intelligence in a standard format across countries and regions, providing a balanced mix between analysis and data.

What this report allows you to do:

• Understand the key elements at play in the "Banking and insurance" sector in India
• Crystallise the forces both driving and restraining this sector in India
• Ascertain India’s position in the global sector
• Build a complete perspective on sector trade, investment and employment
• Understand the competitive landscape and who the major players are
• View M&A activity and major deals
• Gain an understanding of the regulatory environment for the sector in India.
• Build a clear picture of trends, output and consumption for specific sub-sectors