Banco de Credito e Inversiones S.A. (BCI) offers a wide range of banking and other financial services to individuals and businesses. The company operates through three segments: retail banking, commercial banking and investment banking. BCI's retail products comprise checking accounts, savings accounts, and demand deposits; consumer and mortgage loans, credit cards, and financing services; investment and insurance products; and products for entrepreneurs and SMEs. It also provides corporate banking products and services, including short and long-term financing, money desk products, business credit cards, foreign trade services, payment and collection services, and financing for working capital (credit lines) and fixed asset investments (investment and mortgage loans), to industrial and public sectors, government agencies, and corporations. The bank's investment banking products and services include time deposits, mutual funds, and spot transactions and futures.
Basic Information
Key Executives
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President
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General Manager
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Business Manager
Ownership Details
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55.36%
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5.74%
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2.76%
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2.65%
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2.49%
Subsidiaries
Servicio De Normalizacion y Cobranza Normaliza S.A.
99.9%
Bci Asesoria Financiera S.A.
99%
Centro de Compensacion Automatizado S.A.
33.33%
Company Performance
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Key Financial Highlights
Annual growth percentages for latest two years in local currency CLP. Absolute financial data is included in the purchased report.
Net interest income
-0.02%▼
Net fee and commission income
-10.77%▼
Operating profit (EBIT)
-4.54%▼
Net Profit (Loss) for the Period
-9.76%▼
Loans and advances to customers
10.98%▲
Cost to Income Ratio
3.74%▲
Loans to Deposits Ratio
0.43%▲
Loans to Asset Ratio
-0.43%▼