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Lovcen Insurance AD (Montenegro)

Main Activities: Insurance Carriers and Related Activities | Direct Life, Health, and Medical Insurance Carriers | Other Direct Insurance (except Life, Health, and Medical) Carriers
Secondary Activities: Other Insurance Related Activities
Full name: Lovcen Insurance AD Podgorica Profile Updated: December 11, 2025
Buy our report for this company USD 29.95 Most recent financial data: 2024 Available in: English Download a sample report

Lovcen Insurance AD is a company based in Montenegro, with its head office in Podgorica. The enterprise currently operates in the Insurance Carriers and Related Activities sector. Lovcen Insurance AD was incorporated on April 01, 1978. The total number of employees is currently 101 - 500 (2025). From the latest financial highlights, Lovcen Insurance AD reported a net sales revenue increase of 10.55% in Q2C2025. A growth of 11.88% was recorded in its total assets.

Headquarters
Ul. Slobode 13 A
Podgorica; Podgorica; Postal Code: 81000

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Website: http://www.lo.co.me

Basic Information
Total Employees:
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Outstanding Shares:
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Financial Auditors:
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Incorporation Date:
April 01, 1978
Key Executives
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President
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Chief Executive Officer
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Vice Chairman
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Director/Member of the Board
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Director/Member of the Board
Ownership Details
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99.07%
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0.48%
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0.11%
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0.06%
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0.04%
Subsidiaries
Lovcen Auto Doo Podgorica
100%
Lovcen Zivotna Osiguranja Ad Podgorica
100%
Company Performance
Financial values in the chart are available after Lovcen Insurance AD report is purchased.
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Key Financial Highlights
Annual growth percentages for latest two years in local currency EUR. Absolute financial data is included in the purchased report.
Net Insurance Premium Revenue
10.55%▲
Operating Profit
48.12%▲
Net Profit/Loss for the Period
26.53%▲
Total Assets
11.88%▲
Investments
7.05%▲
Receivables
-0.1%▼
Total Equity
22.28%▲
Net Premiums Earned Trend
-0.82%▼
Net Profit Trend
-49.61%▼
Return on Equity (ROE)
0.31%▲
Loss Ratio
2.02%▲
Underwriting Expenses Ratio
-3.41%▼

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