Towarzystwo Ubezpieczen Wzajemnych Polski Zaklad Ubezpieczen Wzajemnych (Poland)

Towarzystwo Ubezpieczen Wzajemnych Polski Zaklad Ubezpieczen Wzajemnych (TUW PZUW) operates as a mutual insurance company focused on institutional and corporate clients. The core business covers non-life and specialty insurance solutions for corporates and economic entities, medical sector organizations, local governments and public administration bodies, as well as universities and selected institutions, structured to support member-based risk sharing and long-term client relationships. The offering emphasizes flexible program design and risk management support, including preventative activities and modern methods of risk minimization. In health-related lines, TUW PZUW provides group health insurance solutions for employers, including benefit designs such as prescription drug co-financing within group health packages. Geographic scope is national, serving clients across Poland through a corporate-focused model. Key assets include a mutual structure enabling potential return of part of the premium to members, positioning the company on value-through-risk-engineering and partner-style service rather than purely transactional underwriting, with strategic focus on stable institutional portfolios, tailored coverage structures, and loss-prevention support.