Istarska Kreditna Banka Umag D.D. (Croatia)

Istarska Kreditna Banka Umag D.D. is a recognized financial institution with a tradition of operating since 1956. It holds a significant market share in the Istarska County region and also operates in the Primorsko-goranska County and the city of Zagreb. In 2022, the bank has a network of 20 branches. Throughout its 60-year existence, IKB has played a significant role in providing financial support to numerous businesses in its operating area and continues to actively contribute to the economic development of the region. The bank has maintained its independence and relied solely on its own resources and strengths, guided by principles of safety and success in its operations. By effectively managing its capital, primary sources of financing, and human resources, as well as implementing a policy of secure and prudent lending, IKB continuously operates successfully for the benefit of its clients, shareholders, employees, and the entire community. Over the years, IKB has evolved from a small local bank into a strong regional credit institution through unity and synergistic efforts. The bank has received multiple awards for its work from various organizations, including the Croatian Chamber of Economy, the County Chamber of Pula, the Croatian Chamber of Trades and Crafts, the Chamber of Trades and Crafts of Istarska County, and the Association of Craftsmen of Istria. In 2016, the bank was also awarded the "Creators for Centuries - Special Recognition for Contribution to Entrepreneurship Development in Central and Southeast Europe." In 2022, Istarska Kreditna Banka Umag was nominated in the category of Most Successful Bank at the 14th Golden Balance Awards organized by Fina in partnership with Jutarnji list and under the patronage of the Government of the Republic of Croatia. The bank ultimately secured the third place in the Republic of Croatia. With a long-term business strategy focused on expanding its network and distribution channels, strengthening its position in the small and medium-sized enterprise segment, and developing a range of products and services for individuals and entrepreneurs, particularly those based on new information and communication technologies, IKB aims to successfully maintain its position in today's demanding banking and financial market as a modern, universal bank focused on client needs.